Built on Trust, Driven by Results
Grace Moni LTD is a Nigerian financial services company committed to empowering individuals and businesses with accessible, transparent lending solutions.
Who We Are
Your Partner in Financial Growth
Founded in Abuja, Grace Moni LTD was born from a simple belief: every Nigerian deserves fair access to credit. Whether you're a Federal Government employee seeking an IPPIS-backed loan, an entrepreneur needing working capital, or an investor looking for returns, we have a solution for you.
We combine technology with human support to deliver fast approvals, competitive rates starting from 3.99% per month, and a customer experience built on honesty and respect.
Our Values
What Guides Everything We Do
Transparency
Clear terms, no hidden charges. You always know exactly what you're signing up for.
Speed
From application to disbursement in as little as 24–48 hours for qualified applicants.
Trust
Built on integrity and customer-first service. Your financial wellbeing is our priority.
Accessibility
Financial solutions designed for everyday Nigerians — civil servants, entrepreneurs, and investors alike.
Our Journey
Milestones
Grace Moni LTD founded in Abuja with a mission to democratise access to credit.
Launched IPPIS salary-backed loan product for Federal Government workers.
Introduced P2P lending platform connecting borrowers and investors nationwide.
Surpassed ₦500M in total loan disbursements with a 98% repayment rate.
Expanded digital services with online calculator, blog, and streamlined applications.
Ready to work with us?
Explore our services or get in touch — we're here to help you achieve your financial goals.